A bank is a place         they lend you an umbrella in a fair weather and ask for it back when it begins rain.

when

where

that 

there

考查定语从句。句意:银行就是一个天气好时借给你雨伞，开始下雨时再要回来的地方。A.when关系副词，做时间状语 ；  B.where关系副词，做地点状语；C.that 关系代词；D.there 那里。分析句子可知，空格处引导定语从句，关系词代替先行词 place，在从句中充当地点状语，应用关系副词where。故选B项。

It was along the Mississippi River _________ Mark Twain spent much of his childhood.

how

which

that

where

此处构成It was...that...强调句式，句中强调了介词短语along the Mississippi River。故选C。

He          and wept when he heard the news.

took down

put down

turned down

broke down

考查动词短语辨析。句意：当他听到这个消息时，整个人都崩溃了并哭起来。A. took down  记下；B.put down记下；C.turned down调小，拒绝；D.broke down崩溃，坏掉。根据wept 可知此处应填"broke down"符合语境。故选D项。

With a lot of difficult problems           ,he feels like a cat on  hot bricks.

to settle

being settled

settling

settled

考查非谓语动词。句意： 因为有一大堆难题要解决，他感觉像像热锅上的蚂蚁。本句with +名词+to do sth,动词不定式表示的动作尚未发生或当时看来尚未发生。本句表示“因为有一大堆难题要解决”。故选A项。