A bank is a place         they lend you an umbrella in a fair weather and ask for it back when it begins rain.

when

where

that 

there

考查定语从句。句意:银行就是一个天气好时借给你雨伞，开始下雨时再要回来的地方。A.when关系副词，做时间状语 ；  B.where关系副词，做地点状语；C.that 关系代词；D.there 那里。分析句子可知，空格处引导定语从句，关系词代替先行词 place，在从句中充当地点状语，应用关系副词where。故选B项。

When it comes to modern communication, network safety is always a major          . 

concern

advantage

opportunity

solution

考查名词辨析。句意：当涉及现代通信，网络安全一直是一个主要令人担忧的问题。A. concern关心，令人担忧的事实或情况；B. advantage 优势；C. opportunity 机会；D.solution解决方案。网络安全一直是现代通信的个主要令人担忧的问题。故选A项。

Mary never does any reading in the evening, ______.

so does John 

John does too

John does not to

neither does John

主句用never，后面的倒装句相应的用nor或者neither，用完全倒装形式表示后者与前者情况相似。