A bank is a place         they lend you an umbrella in a fair weather and ask for it back when it begins rain.

when

where

that 

there

考查定语从句。句意:银行就是一个天气好时借给你雨伞，开始下雨时再要回来的地方。A.when关系副词，做时间状语 ；  B.where关系副词，做地点状语；C.that 关系代词；D.there 那里。分析句子可知，空格处引导定语从句，关系词代替先行词 place，在从句中充当地点状语，应用关系副词where。故选B项。

Suddenly a good idea occurred to her, but she couldn't find any paper           .

 to write

to write on

written

writing on

考查了非谓语动词。句意：她突然有了一个好主意，但是她找不到纸来写下它。根据句意可知，这里用不定式表目的，而且固定搭配是write sth on the paper。故选B项。

It has been warned that        to the surroundings with people infected by Covid-19 without any

protection can lead to severe result.

being exposed

exposed

having exposed

to expose

考查非谓语动词。句意：有人警告称，在没有任何保护措施的情况下，暴露在有感染 Covid-19的人环境中会导致严重的结果。分析句子结构可知expose在句中应用非谓语动词形式，表示“暴露”短语为be exposed to,且从句中缺少主语，expose 与主语people是被动关系，故应用动名词的被动式作主语。故选A项。

While we may not be born with a nature talent, we can          for it with hard work.

break up

take up

bring up

make up

考查动词短语辨析。句意：虽然我们可能没有与生俱来的天赋，但我们可以通过努力工作来弥补。A. break up打碎；B.take up 拿起，开始从事；C.bring up提出；D. make up 弥补。根据上文we may not be born with a nature talent可知没有与生俱来的天赋，所以要通过努力工作来弥补。故选D项。

He          and wept when he heard the news.

took down

put down

turned down

broke down

考查动词短语辨析。句意：当他听到这个消息时，整个人都崩溃了并哭起来。A. took down  记下；B.put down记下；C.turned down调小，拒绝；D.broke down崩溃，坏掉。根据wept 可知此处应填"broke down"符合语境。故选D项。