A bank is a place         they lend you an umbrella in a fair weather and ask for it back when it begins rain.

when

where

that 

there

考查定语从句。句意:银行就是一个天气好时借给你雨伞，开始下雨时再要回来的地方。A.when关系副词，做时间状语 ；  B.where关系副词，做地点状语；C.that 关系代词；D.there 那里。分析句子可知，空格处引导定语从句，关系词代替先行词 place，在从句中充当地点状语，应用关系副词where。故选B项。

Perhaps they have experienced something similar and do not want you to           the same pain.

go over

go through

go around

go on

考查动词短语辨析。句意：也许他们有过类似的经历，不希望你经历同样的痛苦。A. go over复习，重温；B. go through经受，通过；C. go around 四处走动，流传；D. go on继续。根据the same pain可知，此处是“经历，经受”的意思。故选B项。

It was fortunate that Jack narrowly escaped             in a traffic accident last month.

killing

being killed

to be killed

 to kill

考查非谓语动词。句意：杰克上个月在交通事故中死里逃生，真是幸运。固定表达escape doing sth.逃离做某事。此处Jack与kill之间是被动关系，应该使用动名词的被动语态，用being killed。故选B项。

Jenny was very sad over the loss of  the photos she had shot in Canada,          this was a memory she especially treasured.

as

if

when

where

考查连词辨析。句意：珍妮对失去她在加拿大拍摄的照片感到非常悲伤，因为这是她特别珍视的记忆。as 引导原因状语从句，表示“由于”；if“如果”；when“当......什么时候”；where“在哪里”。根据句意，前后文是因果关系，故选A项。

I drink a cup of coffee           ; but usually I take tea.

frequently

often

constantly

occasionally

考查副词词义辨析。句意：我偶尔喝一杯咖啡，但我通常喝茶。A. frequently频繁地；B.often经常地；C.constantly连续不断地；D.occasionally偶尔地。but 表转折关系；根据后半句的usually,前面用occasionally,与usually意思相对。故选D项。